Your advantages in an auto loan.
- The vehicle is your property
The vehicle belongs to you and not to the garage
- No mileage limit
Drive as much as you want with no extra charges/li>
- Flexible loan periods
from 6 to 120 months
- Loans can be repaid in full at any time
The car can be paid off at any time
- Tax advantage- loan interest.
The interest on the loan is tax deductible
- No required service contract and comprehensive coverage.
You select the garage and the insurance coverage.
Lease or loan? Your advantages as a private individual.
Self-employed persons benefit from the tax advantages that private persons do not get. To this extent a car loan is generally the better choice when financing a car purchase. As a rule, the leasing calculation yields more favourable instalments, but you have to keep in mind that leasing means you do not own the car and at the end of the lease period it only becomes yours after you pay the remaining value. This remaining value will then have to be financed or paid from your own funds.
Additionally, you need to think of other criteria: In a leasing contract you are obligated to carry comprehensive insurance coverage. If you purchase the car in the framework of loan financing you decide as an individual how to insure your vehicle. In terms of repayment, a loan is considerably more flexible because additional payments are possible at any time.
You should therefore check your lease carefully and compare this option with an auto loan from eny Credit. You can calculate the amount of the repayment installments on a loan and the loan interest in our calculator.
The credit provider is eny Finance AG, headquartered in Zurich. The granting of credit is prohibited if it leads to over-indebtedness (Art. 3 UWG)
- The maximum annual percentage rate is 8.90%.
- Duration: 6 - 120 months
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