Your benefits with a car loan
- The vehicle is your property
The vehicle belongs to you and not the garage.
- No mileage restrictions
Drive as much as you want without additional costs for extra kilometres
- Flexible repayment terms
from 6 to 84 months
- Loan repayment possible at any time
Car loans can be repaid at any time
- Tax advantages
Interest on loans is tax-deductible
- No Service and comprehensive insurance obligations
You choose the service garage. Comprehensive insurance is not mandatory
Lease or loan? Your benefits as a private individual
When leasing self-employed people make the most of advantages that are not available for private individuals. In this respect, a car loan is usually the better choice for private vehicle financing. The leasing calculation usually results in cheaper instalments; however, you should bear in mind that you are not the owner of the car when leasing a vehicle and that you will not acquire ownership of the car until the residual value has been paid off at the end of the lease term. This residual value must also be appropriately financed again or covered from your own capital.
Furthermore, you should also consider other criteria: With a lease, you are obliged to purchase comprehensive car insurance. If you purchase a vehicle using credit financing, you can decide how you'd like to insure your car for yourself. When it comes to repayments, you have a lot more flexibility with a loan because unscheduled repayments are possible at any time.
Therefore, first, you should examine your leasing carefully and compare this option with an eny Credit vehicle financing solution. Quickly find out the instalment amount and interest rate for your loan here
The credit provider is eny Finance AG, headquartered in Zurich. The granting of credit is prohibited if it leads to over-indebtedness (Art. 3 UWG)
- The maximum annual percentage rate is 9.90%.
- Duration: 6 - 84 months
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